VA Loans

Here you'll find long-term insurance-free VA home loans that are guaranteed by the United States Veterans Administration.

• We'll compare VA home loan interest rates and negotiate the very best deal.
• We'll also explain important factors to consider, such as the option to prepay your VA mortgage loans without penalty, and how a lack of mortgage insurance premiums can lower your monthly payments.
• We can even show you how to get VA home loan funds to improve your home's energy efficiency!
• Did you know your VA benefits can be used again even if you used it in the past?

Whether you're buying your first home, refinancing your existing mortgage, or thinking of building your one-of-a-kind dream house, Local Bank Mortgage is your ultimate Veteran's Affairs loans information center.